Your insurance can directly benefit organic farming and healthy food.

At Bluestone Life, our mission is impact.  We exist to support individual changemakers and high-impact nonprofit organizations working for healthy soil, food, families, and communities.  Our polices do this at no additional cost.  

You can also transfer an existing individual life insurance policy to Bluestone Life.  Our customer guides will let you know if that makes sense for you to do.

How much insurance do you need?

A recommended guideline is 10 to 15 times your income.  That might sound like a lot until you think about the assets and liabilities that you want to protect.

When do you need life insurance?

• Do you have debts or loans that someone else could be responsible for if something happened to you?
• Are you planning on getting married or thinking about having a baby in the next few years? Getting life insurance before some of life’s big events insures that financial assets, liabilities and responsibilities are covered and not a burden.
• In addition to leaving money to the people you care about, you can leave money to the non-profits you want to support in the 1% for the Planet network.
• Life insurance can get more expensive as you age, and if a health issue develops in the future, you may not be able to get life insurance at all.

Here's a basic calculator to get you thinking.

Do I need a will?

While you don't need a will to purchase life insurance, creating one is always a good idea.  We have partnered with an online service where you can create a will at no cost to you.

Affordable protection that you can trust

Our products are affordable and transparent, protecting your family, community and our planet. A Certified B Corp, recognized as Best for the World in 2022, our polices are issued by the only Certified B Corp insurance carrier, and we are a member of 1% for the Planet.

Questions or Quote?

Get a quote and customized coverage analysis when you connect with a Bluestone Life customer activist. 

About Bluestone Life

It is our conviction that you only protect your family when you also protect your community and our planet.

Like our customers, we are changemakers and Practical Activists.  Our blog has featured leaders in regenerative agriculture, organic farmers, Certified B Corps, and community development. We started Bluestone because we believe that life insurance should be a force for good.

Our Premiums with Purpose® creates a pipeline of giving to  nonprofits like the Organic Farmers Association, (state farmers associations like NOFA-VT and Montana Organic Association), Chef Ann Foundation,  Rodale Institute, and many others working for a healthier planet and stronger communities.  This creates impact today and for decades to come.

For Example:

• $1,000,000 you purchase to protect your family
• $10,000 additional complimentary benefit to a nonprofit that you choose 

Here's how our Premiums with Purpose®  have a multiplier effect.

*as shown in the example above

Collective action by Practical Activists makes an enormous impact.

There are 10 million policies purchased each year. When 10,000 of us choose Bluestone, here's what can happen:

• Family.  10,000 people purchase $1,000,000 of life insurance.  
• Community.  Our product's built-in Impact Rider creates a cumulative $100 million pipeline of beneficiary designations to nonprofits. 
• Planet.  When Bluestone's Impact Rider beneficiary payments and cash donations go to nonprofits  and Community Development Financial Institutions, they have a multiplier effect. One person's Impact Rider of $10,000 can result in an additional $100,000 of capital being deployed into an underserved community. With collection action, 10,000 of us turn this into $1 billion.