Income Protection
Multiple Disability Income Solutions in One Place
Simple to quote, apply, and place

Short-Term
Guaranteed renewable short-term DI with weekly cash benefits that can start immediately and last up to 2 years, and shorter elimination periods for Accident & Sickness or Accident-Only coverage options, all with no medical exams or income verification.

Long-Term
Guaranteed renewable longer-term coverage that pays monthly benefits with benefit periods from 1 year to age 67, with no medical exams up to $8,000 for most clients age 18-50.

High Risk
Impaired risk disability coverage for clients with current or past health challenges. Our underwriting experts automatically consider this coverage for any clients declined for traditional disability.

Business Overhead
Coverage that helps small business owners pay operational expenses, with options for a one-occupation upgrade, multi-life discount, and more.


