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title: Universal Life Insurance
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[![vast.png](https://info.bluestonelife.com/hs-fs/hubfs/wordmark-indigo.jpg?width=1501&height=260&name=wordmark-indigo.jpg "vast.png")](https://info.bluestonelife.com/?hsLang=en)

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# Universal Life Insurance Protection for Family, Community,

# and Planet

## Transparent & Trusted Insurance to Protect Your Family’s Future

At Bluestone, we not only increase your financial security – we help you contribute to organizations and causes you care about.

Universal life insurance is a simple and powerful way to protect and save. Unlike term insurance that provides a death benefit for a set time period, universal life will cover you for as long as you pay the required premium.

## Why Universal Life Insurance

Build tax-deferred cash value by optionally paying more than your monthly costs. With Bluestone Universal Life, your account value grows faster because we’ve eliminated a percentage of premium fees, known as load fees.

Access your policies cash value through a loan, withdrawal, or annuitization (convert your policy’s cash value to an income stream).

Protect the people, causes, and organizations you care about. Our Premiums with Purpose® directly support nonprofits working for good.

![shutterstock_1246994710](https://info.bluestonelife.com/hubfs/shutterstock_1246994710.jpg "shutterstock_1246994710")

![shutterstock_662402611](https://info.bluestonelife.com/hubfs/shutterstock_662402611.jpg "shutterstock_662402611")

## Why Bluestone

##### Premiums with Purpose®

Your premiums benefit high-impact nonprofits that are working diligently for positive social and environmental change.

##### Insurance You Can Trust

Bluestone’s insurance policies are issued by the only life insurance carrier that is a Certified B Corp. You can always talk to a real person when you have questions.

##### Transparency

We believe in accountability and doing what’s right. With our products, what you see is what you get - no more hidden fees.

##### Protect Your Family

Our policies are designed to protect your family’s future and safeguard your loved ones from unexpected financial losses due to death or disability.

[Click here for important disclosures.](https://www.bluestonelife.com/universal-life)

![shutterstock_316507259](https://info.bluestonelife.com/hubfs/shutterstock_316507259.jpg "shutterstock_316507259")

Request a free consultation today with one of our customer guides to learn more about the types of life insurance we offer and how you can get signed up.

[Get in Touch](https://info.bluestonelife.com/meetings/bluestonelife/information?hsLang=en)

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